Channel to New Clients

SEF LINK Factoring Marketplace

SEFLink connects factoring companies with clients and invoice market, enables greater capital deployment and opens new opportunities for growth.
Be the answer your clients are looking for.

Market Problem: Entrepreneurs are not familiar with factoring

The factoring market for SME clients is underdeveloped. Entrepreneurs do not actively seek factoring services because they are unaware that this financial tool exists to help them collect invoices faster.

Solution: Integrate factoring into everyday touchpoints that clients already use — mBank and eBank apps, ERP systems, and accounting software. For factoring companies, this means staying constantly visible to potential clients and transforming their service from a distant option into a natural part of everyday business operations.

Factoring marketplace, your clients are just one click away.

The Factoring Marketplace is a digital bridge between factoring companies and everyday business operations of entrepreneurs. When factoring is integrated into the business tools clients already use, three key advantages emerge:

Removing Barriers

Entrepreneurs no longer need to Google-out, research, or make calls — offer reaches them at the perfect moment, right when they need it the most.

Increased Credibility

When factoring is integrated into mBank and/or eBank applications, ERP systems, or accounting software, clients recognize it as a verified, legitimate, and secure service.

Multiple Sales Channels

Every software platform becomes a potential sales channel. This ensures wider reach and opens the door to significant client base growth — without additional marketing investment.

Marketplace Benefits

SEF Link Factoring Marketplace connects factoring companies with a large network of businesses seeking financing. Whether you already have a developed factoring software solution or you are just at the beginning of your digital transformation, the Factoring Marketplace offers a wide range of key advantages:

Access to New Clients

The Marketplace works as a channel linking supply and demand — enabling factoring companies to receive financing requests from small and medium-sized enterprises that may not have been your clients before.

Increased Business Volume

The more invoices — the more opportunities for capital deployment. Through the Marketplace, your factoring company gains access to a larger pool of invoices available for financing, directly driving business growth.

Operational Flexibility

Factoring companies can choose to use only the Factoring Marketplace or combine it with the Factoring Marketplace portal, white-label solutions, and web and/or mobile applications — depending on their internal capacities and growth strategy.

Enhanced Competitiveness

By being present on the Marketplace, your company positions itself as a modern, accessible, and digitally oriented solution — making you significantly more attractive to clients.

Everything in One Place — Without Developing Your Own Platform

Factoring companies that do not have their own software or portal can use the SEF Link Factoring Marketplace portal for centralized receipt and management of all financing requests. All invoices submitted through white-label applications or directly via the Marketplace are accessible in one place — with no need for additional tools or software development.

Transparency

Through the SEF Link Factoring Marketplace portal, you gain complete visibility into the history of invoices and client activities, enabling better-informed financing decisions.

No integration with additional software solutions required.

Additional Services for Factoring Companies

White-label web app for Client Access to SEF

The white-label mobile application allows you to stay connected with your clients — directly on their smartphones.
Developed in line with your brand identity, it includes your logo, colors, and visual identity, ensuring a consistent and seamless user experience.

The mobile app provides complete flexibility in operations, further enhancing usability and increasing client satisfaction.

It is designed for factoring companies that want to offer their clients fast, simple, and mobile access to invoices and financing requests — directly from their phones, under their own brand.

Thanks to its intuitive interface, your clients can:

  • Access their invoices on the SEF anytime, anywhere
  • View the status and details of each invoice
  • Approve, reject, or cancel invoices directly within the SEF


And most importantly — quickly and easily initiate a financing request directly from their mobile phone, with
no need for manual data entry

White label web aplikacija za pristup SEFu za klijente faktoring kuca

Factoring marketplace portal

The Factoring Marketplace Portal is a centralized platform designed for factoring companies seeking to reach a larger number of clients and digitalize their operations — even without their own software or technical integration.

Through this portal, your company gains:

The Factoring Marketplace Portal allows you to stay competitive and digitally present — without significant investment in development or infrastructure.

The portal is an ideal solution for:

Case Studies

Faktoring kuce i Banke

Finspot, Digitalni Factoring & Tesla Factoring & SEF Link

Finspot, Digital Factoring, and Tesla Factoring are companies that provide invoice financing for small and medium-sized enterprises. To remain competitive in an increasingly digital market, they decided to take a step forward by embracing modern channels for client acquisition.

Faktoring kuce i Banke 1

Instant Factoring & SEF Link

Instant Factoring is a fintech company specializing in online factoring services. Their business model is based on speed, simplicity, and high-quality service, aiming to provide clients with fast access to invoice processing and financing — without any complications.

image 3

Solventis Capital & SEF Link

Solventis Capital is a company specializing in invoice financing, with a focus on speed, simplicity, and accessibility for small and medium-sized enterprises. To modernize their processes and enhance the client experience, they sought a solution that eliminates manual work and brings their services closer to clients — regardless of their location.

FAQ

SEF Link is designed for:

  • Factoring companies (with or without their own factoring portal)
  • Debt-purchasing companies
  • Banks offering factoring as a service
  • Fintech firms seeking a fast launch of factoring services

No. SEF Link can operate as:

  • A standalone white-label application under your brand (web + mobile)
  • An integrated module within your existing portal or software, or
  • A portal you can use without the need for development

No. SEF Link enables automatic retrieval of data from SEF — making clients simply select the invoices they want to submit for financing. No manual data entry is required.

Yes. SEF Link allows integration with your ERP or business software via API connection or export files, eliminating the need for duplicate data entry.

Implementation time depends on the chosen model — the Factoring Marketplace portal can be operational in just a few days, while customized white-label solutions (with branding and additional features) typically require up to a few weeks.

If integration with your existing business software is needed, the implementation speed may also depend on the availability and involvement of the internal or external development team that built the software.

The SEF Link Factoring Marketplace allows SEF users to submit an invoice for financing to all registered factoring companies in the Marketplace with just one click.

Afterwards, the factoring companies can send their offers, and the user chooses the one that best suits their needs — based on price, speed, or financing terms.

For you as a partner, this means access to new potential clients without additional marketing or sales efforts.

Our team provides continuous technical support, as well as the option to upgrade the solution in line with the growth of your needs.

Be the answer your clients are looking for.

The factoring market is small — that’s why it’s important to be in the right place. SEF LINK Factoring Marketplace is your new channel to reach new clients.

Footer CTA banke

Finspot, Digitalni Factoring & Tesla Factoring & SEF Link

Instant Factoring is a fintech company specializing in online factoring services. Their business model is built on speed, simplicity, and high-quality service, aiming to provide clients with fast access to invoice processing and financing — without any complications.

Challenge

Instant Factoring wanted to give their clients easy access to the eInvoice system (SEF) to automate invoice submission for financing. However, they faced several challenges:

  • No internal IT team capable of developing and maintaining a complex software solution Focused on building client relationships rather than handling technical details
  • Clients struggled with manual invoice entry into the financing system
  • Lacked a web or mobile platform integrated with SEF
  • Solution: SEF Link

    SEF Link delivered a complete white-label solution, tailored to Instant Factoring’s brand, allowing clients to access SEF documents and quickly submit invoices for financing — both from desktop and mobile devices.
    brKey features of the solution include:

  • Web and mobile apps (iOS & Android) for accessing and managing SEF documents
  • UI fully adapted to Instant Factoring’s brand identity (logo, colors, visual identity)
  • One-click invoice processing and financing submission — eliminating manual data entry
  • Clients can select invoices from SEF and submit them immediately for financing assessment
  • Integration of SEF Link Factoring Marketplace with the existing Instant Factoring portal, attracting new clients actively seeking financing
  • Results

    Thanks to the SEF Link solution, Instant Factoring achieved improved client experience and operational efficiency:

  • Automatic retrieval of all SEF documents via web and mobile apps
  • Full mobile support (iOS & Android) for end users
  • Positive client feedback on the user-friendly design of the application
  • Accelerated financing process without manual invoice entry
  • Clients can submit invoices with a single click, no manual input required
  • Mobile access allows usage anytime, anywhere Growth in client base thanks to presence on the Factoring Marketplace
  • Instant Factoring & SEF Link

    Instant Factoring je fintech kompanija specijalizovana za online faktoring usluge. Njihov poslovni model se zasniva na brzini, jednostavnosti i kvalitetnoj usluzi, a cilj im je da klijentima omoguće brz pristup obradi faktura i finansiranju — bez komplikacija.

    Izazov

    Instant Factoring je želeo da omogući svojim klijentima jednostavan pristup sistemu eFaktura (SEF), kako bi automatizovali slanje faktura na finansiranje. Međutim, susreli su se sa sledećim izazovima:

  • Nemaju interni IT tim koji bi razvio i održavao kompleksno softversko rešenje.
  • Fokusirani su na izgradnju odnosa sa klijentima, a ne na tehničke detalje.
  • Klijenti su imali poteškoća pri ručnom unosu faktura u sistem za finansiranje.
  • Nisu imali web i mobilnu platformu povezanu sa SEF-om.
  • Rešenje: SEF Link

    SEF Link je isporučio kompletno white-label rešenje, u skladu sa brendom Instant Factoring- a, koje omogućava klijentima pristup SEF dokumentima i brzo slanje faktura na finansiranje — i sa računara i sa mobilnog telefona.

  • Razvijeno je web i mobilno rešenje (iOS i Android) za pristup i upravljanje dokumentima sa SEF-a.
  • Izgled aplikacije je prilagođen brend identitetu Instant Factoring-a (logo, boje, UI).
  • Omogućena je automatska obrada faktura i slanje na finansiranje na jedan klik — bez potrebe za manuelnim unosom podataka.
  • Klijenti mogu da izaberu fakture iz SEF-a i odmah ih pošalju na procenu za finansiranje.
  • Integraciju SEF Link Faktoring Marketplace-a sa postojećim portalom Instant Factoringa – omogućava dolazak novih klijenata koji traže finansiranje.
  • Rezultat

    Zahvaljujući SEF Link rešenju, Instant Factoring je uspeo da unapredi korisničko iskustvo i operativnu efikasnost:

  • Preuzimanje svih dokumenata sa SEF-a automatski, preko web i mobilnih aplikacija
  • Kompletna mobilna podrška (iOS i Android) za krajnje korisnike
  • Pozitivni komentari klijenata na jednostavnost korišćenja aplikacije
  • Ubrzan proces finansiranja, bez ručnog unosa faktura
  • Klijenti sada na klik šalju fakture bez ručnog unosa podataka.
  • Mobilni pristup omogućava korišćenje usluge bez obzira na lokaciju.
  • Rast baze klijenata zahvaljujući prisustvu na Faktoring Marketplace-u.
  • Solventis Capital & SEF Link

    Solventis Capital je kompanija specijalizovana za finansiranje faktura, sa fokusom na brzinu, jednostavnost i dostupnost usluga za mala i srednja preduzeća. U cilju modernizacije svojih procesa i poboljšanja korisničkog iskustva, tražili su rešenje koje eliminiše ručni rad i približava njihove usluge klijentima — bez obzira na njihovu lokaciju.

    Izazov

    Solventis Capital se suočavao sa više operativnih i tehničkih prepreka koje su usporavale proces finansiranja faktura:

  • Nisu imali sopstveni portal za faktoring — klijenti su slali podatke e-mailom, a zaposleni su ih ručno unosili.
  • Klijenti nisu uvek u mogućnosti da pristupe računaru kada žele da pošalju fakturu na finansiranje.
  • Nisu imali uvid u status faktura na SEF-u (da li su prihvaćene, odbijene ili stornirane).
  • Korišćenje poslovnog softvera nije bilo optimalno jer su svi podaci unoseni ručno, bez integracije.
  • Rešenje: SEF Link

    SEF Link je implementirao potpuno prilagođeno digitalno rešenje koje je omogućilo Solventis Capital-u da podigne nivo svojih usluga:

  • Web aplikacija, integrisana direktno na njihovom sajtu, omogućava klijentima jednostavan pristup fakturama sa SEF-a.
  • Rešenje je white-label, vizuelno usklađeno sa brendom Solventis Capital.
  • SEF Link Faktoring portal je razvijen kao centralna platforma na kojoj Solventis tim prima sve fakture poslate na finansiranje.
  • Portal omogućava automatski prenos podataka u poslovni softver koji koriste — bez manuelnog unosa.
  • SEF Link Faktoring Marketplace je dodatno integrisan, što omogućava dolazak novih klijenata direktno kroz platformu.
  • Rezultat

    Uvođenjem SEF Link rešenja, Solventis Capital je ostvario značajne prednosti:

  • Automatizovan proces slanja faktura — klijenti ih mogu slati jednim klikom, bez ručnog unosa podataka.
  • Potpuna integracija sa poslovnim softverom — više nema potrebe za duplim unosom.
  • Centralizovan uvid u sve fakture poslate na finansiranje, na jednom mestu.
  • Povećan broj novih klijenata kroz prisustvo na SEF Link Faktoring Marketplace-u.

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