SEFLink connects factoring companies with clients and invoice market, enables greater capital deployment and opens new opportunities for growth.
Be the answer your clients are looking for.
The factoring market for SME clients is underdeveloped. Entrepreneurs do not actively seek factoring services because they are unaware that this financial tool exists to help them collect invoices faster.
Solution: Integrate factoring into everyday touchpoints that clients already use — mBank and eBank apps, ERP systems, and accounting software. For factoring companies, this means staying constantly visible to potential clients and transforming their service from a distant option into a natural part of everyday business operations.
The Factoring Marketplace is a digital bridge between factoring companies and everyday business operations of entrepreneurs. When factoring is integrated into the business tools clients already use, three key advantages emerge:
Entrepreneurs no longer need to Google-out, research, or make calls — offer reaches them at the perfect moment, right when they need it the most.
When factoring is integrated into mBank and/or eBank applications, ERP systems, or accounting software, clients recognize it as a verified, legitimate, and secure service.
Every software platform becomes a potential sales channel. This ensures wider reach and opens the door to significant client base growth — without additional marketing investment.
SEF Link Factoring Marketplace connects factoring companies with a large network of businesses seeking financing. Whether you already have a developed factoring software solution or you are just at the beginning of your digital transformation, the Factoring Marketplace offers a wide range of key advantages:
The Marketplace works as a channel linking supply and demand — enabling factoring companies to receive financing requests from small and medium-sized enterprises that may not have been your clients before.
The more invoices — the more opportunities for capital deployment. Through the Marketplace, your factoring company gains access to a larger pool of invoices available for financing, directly driving business growth.
Factoring companies can choose to use only the Factoring Marketplace or combine it with the Factoring Marketplace portal, white-label solutions, and web and/or mobile applications — depending on their internal capacities and growth strategy.
By being present on the Marketplace, your company positions itself as a modern, accessible, and digitally oriented solution — making you significantly more attractive to clients.
Factoring companies that do not have their own software or portal can use the SEF Link Factoring Marketplace portal for centralized receipt and management of all financing requests. All invoices submitted through white-label applications or directly via the Marketplace are accessible in one place — with no need for additional tools or software development.
Through the SEF Link Factoring Marketplace portal, you gain complete visibility into the history of invoices and client activities, enabling better-informed financing decisions.
No integration with additional software solutions required.
The white-label mobile application allows you to stay connected with your clients — directly on their smartphones.
Developed in line with your brand identity, it includes your logo, colors, and visual identity, ensuring a consistent and seamless user experience.
The mobile app provides complete flexibility in operations, further enhancing usability and increasing client satisfaction.
It is designed for factoring companies that want to offer their clients fast, simple, and mobile access to invoices and financing requests — directly from their phones, under their own brand.
Thanks to its intuitive interface, your clients can:
And most importantly — quickly and easily initiate a financing request directly from their mobile phone, with no need for manual data entry
The Factoring Marketplace Portal is a centralized platform designed for factoring companies seeking to reach a larger number of clients and digitalize their operations — even without their own software or technical integration.
The Factoring Marketplace Portal allows you to stay competitive and digitally present — without significant investment in development or infrastructure.

Finspot, Digital Factoring, and Tesla Factoring are companies that provide invoice financing for small and medium-sized enterprises. To remain competitive in an increasingly digital market, they decided to take a step forward by embracing modern channels for client acquisition.

Instant Factoring is a fintech company specializing in online factoring services. Their business model is based on speed, simplicity, and high-quality service, aiming to provide clients with fast access to invoice processing and financing — without any complications.

Solventis Capital is a company specializing in invoice financing, with a focus on speed, simplicity, and accessibility for small and medium-sized enterprises. To modernize their processes and enhance the client experience, they sought a solution that eliminates manual work and brings their services closer to clients — regardless of their location.
SEF Link is designed for:
No. SEF Link can operate as:
No. SEF Link enables automatic retrieval of data from SEF — making clients simply select the invoices they want to submit for financing. No manual data entry is required.
Yes. SEF Link allows integration with your ERP or business software via API connection or export files, eliminating the need for duplicate data entry.
Implementation time depends on the chosen model — the Factoring Marketplace portal can be operational in just a few days, while customized white-label solutions (with branding and additional features) typically require up to a few weeks.
If integration with your existing business software is needed, the implementation speed may also depend on the availability and involvement of the internal or external development team that built the software.
The SEF Link Factoring Marketplace allows SEF users to submit an invoice for financing to all registered factoring companies in the Marketplace with just one click.
Afterwards, the factoring companies can send their offers, and the user chooses the one that best suits their needs — based on price, speed, or financing terms.
For you as a partner, this means access to new potential clients without additional marketing or sales efforts.
Our team provides continuous technical support, as well as the option to upgrade the solution in line with the growth of your needs.
The factoring market is small — that’s why it’s important to be in the right place. SEF LINK Factoring Marketplace is your new channel to reach new clients.
Instant Factoring is a fintech company specializing in online factoring services. Their business model is built on speed, simplicity, and high-quality service, aiming to provide clients with fast access to invoice processing and financing — without any complications.
Instant Factoring wanted to give their clients easy access to the eInvoice system (SEF) to automate invoice submission for financing. However, they faced several challenges:
SEF Link delivered a complete white-label solution, tailored to Instant Factoring’s brand, allowing clients to access SEF documents and quickly submit invoices for financing — both from desktop and mobile devices.
brKey features of the solution include:
Thanks to the SEF Link solution, Instant Factoring achieved improved client experience and operational efficiency:
Instant Factoring je fintech kompanija specijalizovana za online faktoring usluge. Njihov poslovni model se zasniva na brzini, jednostavnosti i kvalitetnoj usluzi, a cilj im je da klijentima omoguće brz pristup obradi faktura i finansiranju — bez komplikacija.
Instant Factoring je želeo da omogući svojim klijentima jednostavan pristup sistemu
eFaktura (SEF), kako bi automatizovali slanje faktura na finansiranje. Međutim, susreli su se
sa sledećim izazovima:
SEF Link je isporučio kompletno white-label rešenje, u skladu sa brendom Instant Factoring-
a, koje omogućava klijentima pristup SEF dokumentima i brzo slanje faktura na finansiranje
— i sa računara i sa mobilnog telefona.
Zahvaljujući SEF Link rešenju, Instant Factoring je uspeo da unapredi korisničko iskustvo i
operativnu efikasnost:
Solventis Capital je kompanija specijalizovana za finansiranje faktura, sa fokusom na brzinu, jednostavnost i dostupnost usluga za mala i srednja preduzeća. U cilju modernizacije svojih procesa i poboljšanja korisničkog iskustva, tražili su rešenje koje eliminiše ručni rad i približava njihove usluge klijentima — bez obzira na njihovu lokaciju.
Solventis Capital se suočavao sa više operativnih i tehničkih prepreka koje su usporavale proces finansiranja faktura:
SEF Link je implementirao potpuno prilagođeno digitalno rešenje koje je omogućilo Solventis Capital-u da podigne nivo svojih usluga:
Uvođenjem SEF Link rešenja, Solventis Capital je ostvario značajne prednosti: